Singapore, 18 May 2021 Built-To-Order (BTO) HDBs are government subsidy HDB flats where these HDB units are bought direct from HDB itself. There is an income cap of $7,000 for singles, $14,000 for households in order to qualify for a HDB direct purchase as prices are lower than the resale market as it is sold “First-Hand”, at a discounted price.
CPF grants are applicable. Even if grants were not obtained in the purchase of this house, it counts towards obtaining a first subsidy from the government. This means upon a second direct purchase from HDB, or obtaining another set of CPF grants from HDB, you shall be liable for Resale Levy based on the first HDB type purchased.